Meet Janine Bolon: Financial First Responder & Creator of the 60/40 Principle

We had the good fortune of connecting with Janine Bolon and we’ve shared our conversation below.

Hi Janine, do you have any habits that you feel contribute to your effectiveness?
I live by my calendar! {laughs} I am always doing activities that are constantly bringing new people into my life. I created The Critical 4 Hours System for my business that I perform every single week that keeps my cash flow moving in an increasing, upward direction. Every single year that I have been in business, I’ve seen my income increase. That along with the fact I made a firm decision before I ever went into business that I would never go into debt for the business. I made it a habit that unless I had the money to go after an opportunity, I wouldn’t do it until the cash was in the bank. This one habit kept me from disaster on more than one occasion. The last habit is my weekly planning sessions with myself. Every Sunday at 6am you will find me with my calendar open and I’m jotting down notes on the 3 things I want to accomplish that week. I don’t set a date to do them, they are “floating goals” that will get done by the close of business on Friday. You do that 52 times a year and I guarantee you will move your business in wonderful directions!    

What should our readers know about your business?
Back in 1996 I had a life altering event that dropped my income by 54%, thrust me out of the workforce and the scientific discipline I had been trained in for over 15 years. That life event caused me to read 60 books on Financially Responsible Living and I created the 60/40 principle for me and my family. Over the years I taught friends, students and professionals the system for free. In 2005 I wrote my first book. No publisher wanted it (I tried 25 different sources) so I self-published. I now have 9 books and am still teaching people how to live debt-free while pursuing the life that they thought was out of reach. I’m a single mom with 4 kiddos and my youngest is graduating high school this year. I work as a solopreneur because I’m highly creative, needed an insanely flexible schedule and still have income. Because I homeschooled all of my children through the 8th grade, I needed a business that would allow me to do what was most important first and then make money second. It wasn’t easy and it took me a few years to figure out what worked for me and what didn’t, but the challenges were totally worth the quality of life I am currently living. The way I was able to overcome the challenges was through my vision board. Anytime I ever thought about giving up on my dreams, I would stare at my vision board and demand that the Universe give me the life I craved. I just knew in my heart that there was a way for we single moms to get what we needed out of life without having to live in poverty. I kept demanding from the Universe, “Give me a solution!” “What is the solution that will allow me to live a fun-filled life while serving my community and supporting my family?!” Solutions would then present themselves, bit -by-bit. What I want the world to know is that you can live debt-free. You can start whatever business, service, product or system you think is needed by the world. The point is consistency and a dogged-determination to never let go of your dream. Do you have the discipline to make this life your BEST life? Well, I can give you the tools and systems necessary for you to build the life of your dreams, one financial brick at a time.

Any places to eat or things to do that you can share with our readers? If they have a friend visiting town, what are some spots they could take them to?
The first place we would go is the Denver Capitol and I would take them on the “Touch the Gold” Tour as they learned of the indigenous as well as migrant communities that built the great state of Colorado. I’ve wanted to live in Colorado most of my life it took me 53 years, but I’m here now and proud to be a citizen of this State. After touring Denver’s Capitol so they could stand on the steps “A Mile High” we’d drive up to Longmont, CO, so they could have the best donuts I’ve ever eaten at Yoonicorn Donuts at the corner of 17th & Hover. It is a family run little nook and they put honey in their glaze! YUM! The next stop would be to watch the Elk up in Estes Park while we walked the trails around the town. Then there is the Oregon Trail Museum in Sterling, CO. They have a whole city block of buildings that represent the era of “Manifest Destiny” that America went through. It really gives life to the history books. Lastly, I’d take them camping at Flatirons Reservoir where you can rent tipis for camping. After we awoke to the gorgeous sunrise, I’d take them up to Sugarloaf Mountain so they could walk up the hill there and see the gorgeous view of the mountains. From that location, it looks like you’ve climbed a thirteener, but without the stress. My friend is a flatlander and would need a bit of a break whereas the thirteeners are less forgiving to non-athletes. There is so much to do, see and experience in Colorado. Depending upon my best friend’s religion there are so many spiritual “meccas” for them to tour, visit and enjoy. We’ve had Saints, Sages and Mystics from all faiths travel this State and leave tokens and sanctuaries behind for people to enjoy. I know of most of them and would guide my best friend to their favorite saint or mystic’s memorial. It is a lovely state to live in, ya know? 

Who else deserves some credit and recognition?
Trisha Ventker, Ventker Media Group. She is a dear friend who continually volunteers her time and attention to helping me guide more people into financially responsible living. She is a wonder!

Website: https://financialfirstresponder
Linkedin: https://www.linkedin.com/in/janinebolon/
Youtube: https://www.youtube.com/playlist?list=PLo42ilc_IlqwhYMje_4NBJ9aji5tFYTMM

Image Credits
Mike Capuzzi